NHIS’s Mandate

1.To ensure Nigerians have easy access to healthcare

2. To ensure Universal Health Coverage

3. To regulate and Manage all stakeholders of the scheme


A strong, Dynamic and responsive government parastatal (Agency) that is totally committed to securing universal coverage and access to adequate and affordable health care, in order to improve the health status of Nigerians especially for those participating in the various programmes/products of the Scheme.


o facilitate fair financing of health care costs through pooling and judicious utilization of financial resources to provide financial risk protection and cost burden-sharing for people, against high cost of health care, through various prepayment programmes/products prior to their falling ill. This is in addition to providing regulatory oversight to Health Maintenance Organizations (HMOs) and participating Health Care Providers(HCPs).


To ensure that every Nigerian has access to good health care services.

To protect families from the financial hardship of huge medical bills.

To limit the rise in the cost of health care services.

To ensure equitable distribution of health care costs among different income groups.


The National Health Insurance Scheme (NHIS) is a body corporate established under Act 35 of 1999 Constitution by the Federal Government of Nigeria to improve the health of all Nigerians at an affordable cost

NHIS is to provide social health insurance in Nigeria where health care services of contributors are paid from the common pool of funds contributed by the participants of the Scheme.

It is a pre-payment plan where participants pay a fixed regular amount. The amount/funds are pooled, allowing the Health Maintenance Organisations(HMOs) to pay for those needing medical attention. It is primarily a risk sharing arrangement which can improve resource mobilisation and equity. It is indeed regarded as the most widely used form of health care financing worldwide.

NHIS also regulate private health Insurance operated by HMOs. HMOs should have a hyperlink to the HMOs list on the site

Health Insurance is social security system that guarantees the provision of needed health services to persons on the payment of token contributions at regular intervals.