Core Values

C= Committed

R= Responsive

E= Efficient

A= Accountable

T= Transparent

E= Equity


A Leading Agency Committed to Achieving Financial Access to Quality Healthcare for all Nigerians.


To Mobilise and Pool Financial Resources for

Strategic Purchasing of Affordable and Quality

Healthcare for all Nigerians.

Position Statement

Financial Access to Quality Healthcare for all Nigerians


The National Health Insurance Authority (NHIA) is a body corporate established under Act 35 of 1999 Constitution by the Federal Government of Nigeria to improve the health of all Nigerians at an affordable cost

NHIA is to provide social health insurance in Nigeria where health care services of contributors are paid from the common pool of funds contributed by the participants of the Authority.

It is a pre-payment plan where participants pay a fixed regular amount. The amount/funds are pooled, allowing the Health Maintenance Organisations (HMOs) to pay for those needing medical attention. It is primarily a risk sharing arrangement which can improve resource mobilisation and equity. It is indeed regarded as the most widely used form of health care financing worldwide.

NHIA also regulate private health Insurance operated by HMOs. HMOs should have a hyperlink to the HMOs list on the site

Health Insurance is social security system that guarantees the provision of needed health services to persons on the payment of token contributions at regular intervals.