In order to ensure that every Nigerian has access to good healthcare services, the National Health Insurance Scheme has developed various programmes to cover different segments of the society. They include the following:

1. FORMAL SECTOR SOCIAL HEALTH INSURANCE PROGRAMMES

a) Public Sector (Federal, States and Local Governments)

b) Organized Private Sector

c) Armed Forces, Police and Other Uniformed Services

Students of Tertiary Institution Social Health Insurance Programmes

2. INFORMAL SECTOR SOCIAL HEALTH INSURANCE PROGRAMMES

a) Community Based Social Health Insurance Programmes

b) Voluntary contributors Social Health Insurance Programmes

3. VULNERABLE GROUP SOCIAL HEALTH INSURANCE PROGRAMME

a) Physically Challenged Persons

b) Prisons Inmates

c) Children Under Five

d) Refugees, Victims Of Human Trafcking, Internally Displaced Persons And

Immigrants Social Health Insurance Programme

e) Pregnant Women

GIFSHIP represents Group Individual and Family Social health insuance programme. it has thesame benefit package as Formal sector.  GISHSIP Is divided into three categories